Thank you, David, for giving clarity to a subject that many don't understand. I'm 70, and earned the GOM status just a couple of years ago. (I've always been a late bloomer.) I'd like to think I'm a purposeful GOM rather than a bitter one. I am pissed off at the world, but I temper that by knowing that nothing I do will ever change it. Is my resolve deflating? Perhaps, but it allows me to breathe a little easier.